[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jamfolk.cz\/i-nebankovni-pujcky-mohou-byt-vyhodne\/#Article","mainEntityOfPage":"https:\/\/www.jamfolk.cz\/i-nebankovni-pujcky-mohou-byt-vyhodne\/","headline":"I nebankovn\u00ed p\u016fj\u010dky mohou b\u00fdt v\u00fdhodn\u00e9!","name":"I nebankovn\u00ed p\u016fj\u010dky mohou b\u00fdt v\u00fdhodn\u00e9!","description":"Nen\u00ed v\u00fdjimkou, zvl\u00e1\u0161t\u011b v tomto obdob\u00ed pln\u00e9 nejistoty, pot\u00fdkat se s t\u00ed\u017eivou finan\u010dn\u00ed situac\u00ed. Pr\u00e1v\u011b pro tento p\u0159\u00edpad by tu pro n\u00e1s m\u011bly b\u00fdt banky a nab\u00eddnout...","datePublished":"2020-08-11","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.jamfolk.cz\/author\/#Person","name":"","url":"https:\/\/www.jamfolk.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jamfolk.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jamfolk.cz\/wp-content\/uploads\/zoufal%C3%BD%20%C4%8Dlov%C4%9Bk_2.jpg","url":"https:\/\/www.jamfolk.cz\/wp-content\/uploads\/zoufal%C3%BD%20%C4%8Dlov%C4%9Bk_2.jpg","height":0,"width":0},"url":"https:\/\/www.jamfolk.cz\/i-nebankovni-pujcky-mohou-byt-vyhodne\/","about":["Finance"],"wordCount":435,"articleBody":"         Nen\u00ed v\u00fdjimkou, zvl\u00e1\u0161t\u011b v tomto obdob\u00ed pln\u00e9 nejistoty, pot\u00fdkat se s t\u00ed\u017eivou finan\u010dn\u00ed situac\u00ed. Pr\u00e1v\u011b pro tento p\u0159\u00edpad by tu pro n\u00e1s m\u011bly b\u00fdt banky a nab\u00eddnout vhodn\u00e9 v\u00fdchodisko, kter\u00e9 n\u00e1m z cel\u00e9 situace pom\u016f\u017ee s co mo\u017en\u00e1 nejmen\u0161\u00ed \u00fajmou. Jen\u017ee co kdy\u017e banka nepom\u016f\u017ee? Existuje i jin\u00e1 mo\u017enost? Mo\u017en\u00e1 zd\u00e1nliv\u011b jednoduch\u00e1 v podob\u011b nebankovn\u00edch instituc\u00ed.Nebankovn\u00ed poskytovatel\u00e9 p\u016fj\u010dek byli je\u0161t\u011b doned\u00e1vna hanliv\u011b naz\u00fdv\u00e1n\u00ed \u201elichvou\u201c, jen\u017ee toto ozna\u010den\u00ed je opravdu daleko od pravdy. Nebankovn\u00ed spole\u010dnosti po novele z\u00e1kona toti\u017e nab\u00edzej\u00ed podobn\u011b v\u00fdhodn\u00e9 produkty jako v\u011bt\u0161ina bank. Krom p\u0159\u00edzniv\u00e9ho \u00faroku a f\u00e9rov\u00fdch podm\u00ednek, ale nav\u00edc nab\u00edzej\u00ed i dal\u0161\u00ed v\u00fdhody, na kter\u00e9 bychom p\u0159itom v bance \u010dekali jen st\u011b\u017e\u00ed. Nebankovn\u00ed spole\u010dnosti dok\u00e1\u017e\u00ed nab\u00eddnout \u00fav\u011br bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed a tolik opovrhovan\u00e9 byrokracie. Poj\u010fme se tedy pod\u00edvat na ty nejz\u00e1sadn\u011bj\u0161\u00ed a nejp\u0159\u00ednosn\u011bj\u0161\u00ed d\u016fvody, pro\u010d zvolit pr\u00e1v\u011b nebankovn\u00ed spole\u010dnost.Benevolentn\u011bj\u0161\u00ed podm\u00ednky p\u0159i sjedn\u00e1n\u00ed \u00fav\u011bruTr\u00e1p\u00ed v\u00e1s \u0161patn\u00e1 finan\u010dn\u00ed minulost nebo m\u00e1te negativn\u00ed z\u00e1znam v n\u011bkter\u00e9m z registru dlu\u017en\u00edk\u016f. U banky p\u00e1dn\u00fd d\u016fvod, pro\u010d \u017e\u00e1dost o \u00fav\u011br zam\u00edtnout. Nebankovn\u00ed spole\u010dnosti jsou v\u0161ak v takov\u00fdch p\u0159\u00edpadech o pozn\u00e1n\u00ed vst\u0159\u00edcn\u011bj\u0161\u00ed. Do registr\u016f dlu\u017en\u00edk\u016f v\u016fbec nenahl\u00ed\u017eej\u00ed, a pokud ano, v\u011bt\u0161inou na tento proh\u0159e\u0161ek z minulosti neberou z\u0159etel. Na p\u016fj\u010dku m\u016f\u017eou dos\u00e1hnout i tac\u00ed, kte\u0159\u00ed by jinak v bance jen st\u011b\u017e\u00ed pochodili. Ni\u017e\u0161\u00ed \u010d\u00e1stky \u00fav\u011bruBanky sv\u00fdm potencion\u00e1ln\u00edm klient\u016fm nab\u00edzej\u00ed pov\u011bt\u0161inou jen v\u011bt\u0161\u00ed \u010d\u00e1stky k zap\u016fj\u010den\u00ed. To v\u0161ak neplat\u00ed u nebankovn\u00edch spole\u010dnost\u00ed, zde m\u016f\u017eete narazit i na p\u016fj\u010dky, kter\u00e9 za\u010d\u00ednaj\u00ed t\u0159eba na 500 korun\u00e1ch. Jsou tak skv\u011bl\u00fdm \u0159e\u0161en\u00edm, jak p\u0159eklenout dobu do v\u00fdplaty nebo pokr\u00fdt nahodil\u00e9 v\u00fddaje v \u0159\u00e1dech n\u011bkolika m\u00e1lo tis\u00edc korun. U men\u0161\u00edch \u010d\u00e1stek v\u0161ak po\u010d\u00edtejte s vy\u0161\u0161\u00ed \u00farokovou sazbou a v\u00fdsledn\u00fdmi n\u00e1klady. Pokud naopak pot\u0159ebujete p\u016fj\u010dit v\u011bt\u0161\u00ed obnos pen\u011bz, ani to nen\u00ed probl\u00e9m. V takov\u00e9m p\u0159\u00edpad\u011b zase skv\u011ble poslou\u017e\u00ed nebankovn\u00ed hypot\u00e9ky https:\/\/www.nebankovni-hypoteky-uvery.cz\/nebankovni-hypoteky\/.                                                                                                                                                                                                                                                                                                                                                                                           4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I nebankovn\u00ed p\u016fj\u010dky mohou b\u00fdt v\u00fdhodn\u00e9!","item":"https:\/\/www.jamfolk.cz\/i-nebankovni-pujcky-mohou-byt-vyhodne\/#breadcrumbitem"}]}]